Money doesn’t just reveal character; it exposes delusions.
Society is obsessed with labeling people “rich” or “poor,” but the way most of us talk about money proves we don’t actually understand it.
Let’s set some fires and burn through 20 myths—10 about “rich” people, 10 about “poor” people—that keep everyone broke, bitter, and confused.
🔥 Top 10 Myths About “Rich” People
“They all inherited their money.” Most millionaires built their wealth through boring habits: living below their means, investing consistently, and working for years. But believing it’s all inheritance is a great excuse to stay broke.
“They’re smarter than everyone else.” Nope. They’re not all geniuses. Many simply understand discipline, risk, and time. Your favorite rich celebrity? Probably has a team making decisions for them.
“They don’t struggle.” Money solves money problems. That’s it. It doesn’t save you from depression, addiction, heartbreak, or a miserable family life.
“They only care about money.” The richest people often become wealthy because they cared about freedom, time, and options—not just cash. Meanwhile, the loudest “money isn’t everything” crowd is often broke and bitter.
“They’re all flashy.” Real wealth is quiet. The guy in the $400 hoodie with a rented Lamborghini? Broke. The woman in yoga pants with a paid-off house and no debt? Actually rich.
“They’re lucky.” Luck helps. But luck without discipline disappears fast. Lottery winners prove this every year.
“They’re greedy.” Some are. But wealth doesn’t create greed—it amplifies what’s already there. A broke, greedy person is just like a rich, greedy person only with a much smaller bank account.
“They never worry about money.” Rich people worry about different money problems: taxes, lawsuits, investment losses, generational planning. Money changes the game, but stress never disappears.
“They’re all bad people.” The rich aren’t a different species; they’re just people with more options. Believing they’re evil is a convenient way to avoid self-accountability.
“They don’t deserve it.” Many do. Some don’t. But entitlement isn’t exclusive to the wealthy—if you think you “deserve” their money more, you’re just as entitled.
🔥 Top 10 Myths About “Poor” People
“They’re all lazy.” Many broke people work harder than anyone—multiple jobs, long hours—and still can’t get ahead due to systemic issues and poor decisions.
“They’re all victims.” Victim mentality keeps people poor. Plenty of people started with nothing and built wealth; the difference is mindset and action, not luck alone.
“They’re bad with money.” Some are, but plenty of poor people are financial ninjas out of necessity. They just don’t have enough income to build wealth.
“They don’t want success.” Most want success desperately—they just define it differently or lack the knowledge, habits, or environment to achieve it.
“They’re not smart.” Intelligence isn’t tied to wealth. The world is full of broke geniuses and rich idiots.
“They’re all criminals.” Poverty doesn’t automatically equal crime. If anything, white-collar crime has richer perpetrators.
“They’re all generous.” Generosity isn’t a class thing. Some broke people are selfish, some rich people are generous—and vice versa.
“They’re stuck forever.” Escaping poverty is hard, but not impossible. Plenty of first-generation millionaires prove that financial mobility is real (and painful).
“They’re more ‘authentic.’” Being poor doesn’t make someone morally superior or “real.” That’s a comforting myth for bitter people.
“They’re happier.” Romanticizing struggle is toxic. Poverty can build resilience, but let’s not pretend financial instability is some spiritual blessing.
Summary
Both rich and poor myths exist to justify your own story. If you’re broke, it’s easier to believe the wealthy are evil. If you’re rich, it’s easier to believe the poor are lazy.
Neither narrative will make you better with money—it just keeps you comfortable in your excuses.
-The Rational Ram
The Rational Ram 